by Stuart Neal
on Saturday, November 24th, 2018 at 1:54pm.
If you are like most home buyers, you will get caught up in the excitement of selecting your next home. Your list of things you want to get will be long. And expensive!
We recommend that you try and get grounded as quickly as you can. There’s no point in looking at homes with swimming pools and tennis courts when the reality is that your budget or needs are quite different. Here are some simple steps we hope you can use to get from dreaming to owning in the least stressful way.
1. Set Your Budget
Have you determined what level of monthly payment you can afford? Have you factored in the cost of taxes, utility bills and maintenance? Have you secured mortgage approval? Do this first!
2. Decide Where Not What
First you must decide where you want to live not what kind of house. Consider your lifestyle. What do you like to do in your spare time? How long a commute to work will you tolerate? What about schools for your children? What about recreational facilities? Do you want to live in a mature neighborhood where you can expect to pay more for less house or would you like something newer in the suburbs? A bigger home but further out?
3. What Are Your Must Haves
Now its time to get real with yourself. What do you really need in a home? Good choices would be number of bedrooms, square footage etc. Perhaps you need a home that is move in ready or perhaps you will buy one that needs work and fix it up over time?
4. What Are Your Nice to Haves?
This is the fun part. Perhaps you fancy stainless appliances, hard wood floors or maybe even a hot tub. Just accept that none of these items are required for a home to function. They just make your home a little nicer.
About the author:
You can read more about the author of this blog by clicking this link: Stuart Neal or you can call Stuart at 780-760-2014 or visit our home buyers website www.AmbergateHomes.ca.